Wedding Insurance

Well hello again! We are hoping this is our last COVID-related post! We want our couples to be as careful and knowledgable as possible towards wedding insurance and safety precautions. 


The last couple of months have been challenging for everyone to say the least. As we have faced COVID-19 in the wedding industry, couples have postponed their special day for a later time. It is really difficult to define the future, and how it’s going to look like. But no matter how different gatherings might be when the time comes, we will make it happen. We all need connection with family and friends.

This unprecedented situation has brought up the topic of having wedding insurance more than ever. Because life happens. Who would’ve thought that there was going to be a global pandemic? Although, the pandemic is not a covered reason at this present time, and many insurance companies are not offering new cancellation policies during the “ongoing crisis”, wedding insurance is still relevant. 

There are so many other things that can happen, aside from a pandemic, like severe weather, sudden illness or injury of someone at the wedding party, job loss, withdrawal of military leave, or even venue bankruptcy. What the policy can cover does vary depending on the company, policies, and add-ons you go for. Consumers Advocate has completed a research on wedding insurance that compares several companies and options so it can be a bit easier for you. 

Even though there has been a change in celebration dates, it is a good opportunity to keep planning and check insurance options available and determine what do you need and what is your budget. Some people don’t like the talk about insurance and others don’t exactly know if they need it, so one question that can help to determine if you need can be: “Do you have enough money to pay and cover any damage costs that occur before and during your wedding?”. If the answer is no, then you should consider looking into having insurance. 

As things can happen “out of the blue” it can be a relief to always have a backup plan and even better when you can save time, stress, and even money if something does actually happen.

Check out their Instagram for more helpful information!

​By: Cristina Bailey
Outreach Specialist 
You can reach her at cristina.bailey@consumersadvocate.org